Postúlate en Kit Empleo: kitempleo.cl/empleo/1935fb

We are looking for a senior leader who will perform, implement, improve and comply with Zurich Risk Policy and Enterprise Risk Management framework for Zurich Santander Chile.

This entails running an efficient and effective risk management function, promoting a culture of sound risk awareness to increase risk identification and mitigation and implement/develop processes/review risk management policies to ensure alignment with strategic business objectives and Group risk appetite.

Job accountabilities

Position with local reporting to the CEO of Zurich Santander Chile and solid line reporting to the Regional Board. It coordinates and implements the risk management methodology with a 360º view (strategic, operational, regulatory, reputational, credit, capital, liquidity, market and financial risks), identifying and supporting mitigation actions with 1st line of defense.

Manages internal controls and coordinates audits, inspections and other regulatory demands. It supports risk assessment and control activities, as well as monitors the resulting action plans. Review of process, control objectives, activities and its effectiveness with the 1st line of defense.

Promotes awareness and internal risk culture, risk policies and internal controls in the company. It works with the local board to adopt local risk limits with the necessary actions, influencing decisions to be taken within the company's risk appetite.

Ensures local and global alignment through periodic reports to the local Risks and Internal Controls Committee and to the integral Audit & Risk Committee.

Key accountabilities

- Ensures the monitoring of the entity risk exposures against risk tolerance is effective.
- Produces risk reports including quality assurance process.
- Oversees implementation of group risk management framework.
- Advises management on standards/regulations applicable to the management of risk.
- Ensures the early identification of risks and issues and makes sure that follow up mitigation and monitoring takes place.
- Provides 360° view of risk and drives risk assessments throughout a business unit/legal entity.
- Demonstrates strong leadership of local risk management team.
- Ensures that Group Risk Management Framework is sufficiently understood and implemented in the organization.
- Provides consistent, reliable and timely delivery of risk information to relevant decision-making and governance bodies.
- Advises executive management regarding risk mitigating actions depending on risk limit utilization and forward looking risk assessments.
- Ensures strong position of risk management with senior business leaders/management in the business unit/legal entity.
- Drives coordination with other assurance providers.
- Leads the content development and agenda for the units Risk and Control Committee.

Additional job functions





- If requested, participates in regional / global initiatives which contribute to the delivery of those initiatives.
- Monitors local Business Continuity management activities.
- Performs/monitors regulatory reporting process and forward looking risk and solvency assessments.
- Ensures alignment with local regulatory requirements.
- Interacts with and presents to legal entity Board and Audit Committee.
- Ensures adequate interaction with regulator from a risk management perspective.
- Establishes risk appetite statement and monitor limits.

Business accountabilities

- Set, agree and control risk management budgets and propose recommendations to deliver business process improvements from a risk identification and mitigation perspective which may impact on group budgets in order to ensure objectives are achieved in line with the organization´s risk appetite.
- Design, develop and sponsor projects and programs which contribute to initiatives at a business unit/legal entity level, and the implementation of Zurich Risk Policy and Enterprise Risk Management framework, which are reflective of regulatory change, for the business unit.
- Set functional priorities and review and evaluate the performance of the risk management function in own business area to implement risk management policies in line with the organization´s risk management framework.
- Apply the Group Risk Management framework through the design, development and implementation of specialist frameworks for the business unit/legal entity and review and interpret risk policies, develop and recommend changes and provide authoritative advice to the business to ensure risk identification and mitigation.
- Evaluate and review the organization´s risk policy, methods and infrastructure to ensure they offer efficiency and effectiveness when identifying and mitigating business unit/legal entity risks and identify opportunities for improvement.
- Establish and manage strategic alliances with key partners within the business unit/legal entity in order to develop a strategic agenda to communicate and partner with local regulators, external auditors, heads of business areas and segment risk officer and to advise business unit management on risk appetite and risk return to ensure these considerations are taken account of during the business unit strategy setting process.
- Lead efforts to embed risk management within business unit/legal entity.




- Lead the implementation of Group Crisis Management framework and business continuity policies within the business unit/legal entity to improve business continuity capability and highlight risks, treating them in line with group risk appetite.
- Lead a small team of risk and control specialists.

Performance management accountabilities

- Model behaviors that demonstrate commitment to corporate values.
- Oversee use of performance management process in area of responsibility and complete performance management cycle for direct reports.
- Implement people management strategy and resource plan to support the business.
- Optimize staff development and retention in area of responsibility.
- Take action to manage own personal development and encourage others to do the same.

Education and Experience

- Required: Bachelors degree (or equivalent) and 5 or more years of experience in related field
- Preffered: Bachelors degree (or equivalent) in Economics, Finance, Mathematics/Statistics and 5 or more years of experience in related field

Certifications

- Preffered: Risk-related professional certification, e.g. IRM International Diploma in Risk Management

Contacts / Relationships

High Level Influencer Internally Focused - The job’s core deliverables rely on influencing or negotiating with a broad range of internal clients, specifically executives and/or senior management. Expectation of the need to employ specialized techniques and substantial experience. Relationships typically involve persuading or countering opposition.

Functional/Technical Skills

- Degree in Engineering, Administration or related areas. Desirable business expertise.
- Minimum experience of 8 years in the area of Risks and Internal Controls, at least 5 of which in leadership positions.
- Fluent English.
- Knowledge of the business (Insurance and Pension) and respective value chain.
- Knowledge of Regulation (Insurance and Pensions) SUSEP.
- Desirable Bancassurance experience.
- Analytical profile, with excellent interpersonal skills, leadership and stakeholder management.
- Change Managment - Proficiency Level Intermediate.
- Effective Communications - Proficiency Level Advanced.
- Insurance Legal and Regulatory Environme - Proficiency Level Intermediate.
- Knowledge of Insurance Industry - Proficiency Level Intermediate.
- Relationship Management - Proficiency Level Intermediate.
- Risk Analysis and Selection - Proficiency Level Intermediate.
- Risk Assessment, Monitoring and Reporting - Proficiency Level Advanced.
- Risk Governance - Proficiency Level Intermediate.
- Risk Improvement - Proficiency Level Advanced.
- Risk Management - Proficiency Level Advanced.
- Understanding of Risk Analysis and quant - Proficiency Level Intermediate.

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Postúlate en Kit Empleo: kitempleo.cl/empleo/1935fb

📌 Chief Risk Officer (Santiago)
🏢 Confidential
📍 Santiago