Job DescriptionThis job is responsible for facilitating parts of credit underwriting and monitoring for new and existing clients.Key responsibilities include completing credit analysis, evaluating risks, and writing financial analysis using various tools and systems.Job expectations include analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank's risk appetite.ResponsibilitiesAnalyze clients' businesses, their financial statements and due diligence materialsPrepare insightful detailed credit papers for new requests and ongoing portfolio monitoring purposesPerform ongoing monitoring of clients and information flow associated with the portfolioPartner with experienced Credit Officers and Client Managers to evaluate credit risks, formulate the loan structure, and write the credit approval memo for loan modifications and restructurings.Understand and apply internal policy,



procedures and regulatory requirementsReview various legal documents for relevant credit productsSuccessful candidate must be able to communicate effectively in constructing arguments to support recommendations to senior officers.Required SkillsBachelor ́s Degree in Finance, Economics, Administration, similar fields.
Graduated December **** or before.Sound commercial judgment and strong business acumenProactive - takes initiativeStrong technical skills, including accounting and modeling in ExcelStrong written and verbal communication skills in EnglishCapability to build relationship both within the bank and with clientsDemonstrates intellectual curiosity and is focused on continuous learning and skill buildingAbility to work independently and manage multiple complex tasks while delivering high quality resultsSkillsCredit Documentation RequirementsCredit and Risk AssessmentCritical ThinkingFinancial AnalysisPrioritizationAttention to DetailBusiness AcumenDecision MakingFinancial Forecasting and ModelingWritten CommunicationsAnalytical ThinkingClient ManagementCollateral ManagementRecording/Organizing InformationUnderwriting
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📌 Credit Underwriting Analyst (Santiago)
🏢 Bank of America
📍 Santiago